HST registration Canada: When to register for HST, GST/HST registration requirements, and threshold details for small suppliers

Open Corporation for $35 is a department of Gondaliya CPA. HST registration Canada is required when your taxable supplies exceed the $30,000 HST threshold Canada, as outlined in the Excise Tax Act and CRA HST registration requirements. Businesses, including corporations and self-employed individuals, must understand mandatory versus voluntary HST registration and filing obligations to comply with GST/HST account registration rules and take advantage of input tax credits.

Quick Summary

Most businesses can wait to register until their taxable sales pass $30,000. The two things that catch people out are the date tax starts, which can be before you register, and the sales that count toward the $30,000, which include associated businesses.

Aspect	Details
Who must register	Anyone whose taxable supplies, with associated businesses, go over $30,000 in one quarter or four straight quarters.
Taxi and ride-sharing	From the first fare, whatever the sales.
Deadline	Register within 29 days of crossing the threshold.
When tax starts	Single quarter: on the sale that takes you over. Four quarters: the first day of the second month after that quarter.
Voluntary registration	Allowed below $30,000, and can generally be backdated up to 30 days.
Rates	GST 5%; HST 13% in Ontario, 14% in Nova Scotia and 15% in New Brunswick, Newfoundland and Labrador and Prince Edward Island.

Reading time: 31 minutes.

The Numbers That Matter

Understanding HST and GST/HST Registration in Canada

In Canada, businesses deal with two main taxes: the Goods and Services Tax (GST) and the Harmonized Sales Tax (HST). These taxes follow federal rules. Getting your HST registration right matters a lot. It tells you when to start charging tax on what you sell.

Overview of GST, PST, and HST Taxes Across Canadian Provinces

Canada has three main sales taxes: GST, PST, and HST.

• GST is a federal tax at 5% everywhere.
• PST is different in each province; some places don’t have it.
• HST combines GST and some provincial taxes. For example, Ontario’s HST rate is 13%.

Knowing these helps your business understand what taxes you must charge.

Key Definitions: Small Supplier, Taxable Supplies, and Exempt Supplies

Here are some terms that matter for HST registration threshold Canada:

• A Small Supplier makes $30,000 or less in taxable sales over four quarters. Pass this limit? You must register for HST.
• Taxable Supplies are most goods or services where you add tax. Like things sold in stores or services you offer.
• Exempt Supplies don’t get taxed. Think of some health care or education services.

These words help you see if your business needs to sign up for HST.

Importance of Compliance with HST Registration Requirements

Following GST/HST registration requirements keeps your business legal in Canada. If you skip registration, CRA might fine you. Also:

• Registered businesses can get back money spent on taxes through input tax credits.
• Customers trust invoices from registered companies more.
• Being on time avoids costly fees from late registration or audits.

Staying on top of this keeps your money safe.

When to Register for HST in Canada

Knowing when to register for HST depends on your sales hitting the $30,000 mark soon. If you think sales will go over that during one quarter or four quarters combined, don’t wait—sign up quickly.

The $30,000 HST Registration Threshold Explained

The $30,000 threshold means if your taxable supplies go over this number in a quarter—or in total over four quarters—you have to register with CRA, and in the single-quarter case you charge tax starting with the sale that takes you over.

Test Type	Measurement Period	Action Required
Single Quarter Test	One calendar quarter	Register if exceeded
Four Consecutive Quarters Test	Over four quarters	Register if cumulative exceeds

This table shows when your business must act once sales cross certain points.

Mandatory vs Voluntary HST Registration Criteria

There are two kinds of GST/HST registration requirements: mandatory and voluntary.

• Mandatory: You must register when taxable sales go over $30K in those periods above.
• Voluntary: Even below $30K, some businesses register early to claim input tax credits faster.

You decide based on your situation.

Special Considerations for Taxi Operators and Commercial Ride-Sharing Drivers

Taxi drivers have special rules for GST/HST because they take many fares daily compared to others.

No matter how much they earn yearly—they must register from their first fare, because a special rule in the Excise Tax Act removes the small supplier exemption for taxi and commercial ride-sharing services.

How New Businesses Should Determine Their Registration Timing

New businesses should watch their sales closely from the start. Check quarterly numbers often! This helps spot if you’re nearing that $30K mark early on so you can register before it becomes a problem later on after business grows big enough!

Preparing for GST/HST Registration

Getting ready to register for GST/HST in Canada means knowing what info you need and the rules you must follow. The HST registration threshold Canada sets tells you when your business must sign up based on sales. If you learn the GST/HST registration requirements Canada, you avoid trouble and keep things right.

Open Corporation for $35 works with Gondaliya CPA. This guide shows what to have ready before registering, how to add up your revenue, and important dates about your account.

Essential Business and Personal Information Required for Registration

To follow GST/HST registration requirements Canada, have these details:

• Your legal business name and operating name
• Your Canadian business address
• What kind of business you run (sole proprietor, corporation, partnership)
• The date your business started or plans to start
• Social Insurance Number (SIN) or Business Number (BN), if you have one
• Contact info like phone number and email
• A short description of your main products or services

Knowing when to register for HST depends on tracking taxable supplies well. Having all this info makes the CRA process faster.

Understanding Your Fiscal Year for GST/HST Purposes

Your fiscal year shows how you report income and file under GST/HST registration requirements Canada. It can be:

• The calendar year ending December 31; or
• Another fiscal period approved by CRA

This choice affects when you file returns but not when to register based on sales limits. Decide early because it changes deadlines after registration.

Total Annual Revenue Calculation Including Associates’ Supplies

The HST registration threshold Canada makes businesses count total annual taxable revenue from themselves plus connected people or companies.

Add together:

Source	Counts Toward Threshold?
Taxable supplies made inside or outside Canada	Yes
Sales by associated businesses	Yes
Zero-rated supplies	Yes
Exempt supplies	No

This total shows if you pass the $30,000 small supplier limit over one quarter or four quarters (Excise Tax Act s.148).

Effective Dates: Registration Deadline vs Effective Date of GST/HST Account

When you register, remember two important dates under GST/HST registration requirements Canada:

• Effective date – When you must start charging tax; usually right after crossing the limit.
• Registration deadline – You get 29 days after that to apply with CRA.

If you miss this window, you might owe tax collected but not sent in (CRA Guide RC4022). These dates are different — late registration does not change when tax is due.

How to Register for a GST/HST Account

It’s simple to register your GST/HST account once you have all info ready that meets HST registration Canada rules.

Using Business Registration Online (BRO) for GST/HST Registration

Business Registration Online (BRO) is CRA’s web portal where you can quickly open a new Goods and Services Tax / Harmonized Sales Tax account linked to your Business Number (BN).

Here’s how:

1. Go to BRO at Canada.ca.
2. Fill in your legal name, contact info, and fiscal year end.
3. Pick “GST/HST” as program type.
4. Send it online — usually get confirmation right away.

Using BRO follows all current GST/HST online registration rules so no paper delays happen.

Alternative Registration Methods Beyond BRO

If BRO doesn’t work for you or you don’t want to use it:

• Call CRA’s Business Enquiries line to register by phone
• Mail in Form RC1 – Request for a Business Number

Both ways follow the same sales threshold rules but take longer than online (CRA Form RC1 and Guide RC4022).

You can also choose voluntary HST registration options if your sales are below $30,000 but want input tax credits earlier. Just remember once registered, full filing rules apply.

Requirements for Non-Resident GST/HST Registrations

Non-resident businesses doing commercial activities where HST applies in Canada must follow the GST/HST rules for doing business in Canada:

• Get a BN with an RT account before selling taxable goods here
• Might need to post security with CRA if they have no permanent establishment in Canada
• Digital sellers into consumers can use simpler registrations

HST non-resident registrant rules make sure tax gets collected even without physical offices (CRA Memorandum 19‑6).

Process for Opening Separate GST/HST Accounts for Branches or Divisions

If your business runs many places across provinces, each branch or division can apply for its own GST/HST account. Each can have its own RT program account if it keeps separate records and qualifies under section 239.

Multiple GST/HST program accounts help track taxes right per place especially where supply places vary between provinces like Ontario vs British Columbia (Excise Tax Act s239).

Open Corporation for $35 is part of Gondaliya CPA helping with these steps while keeping things right across all Canadian spots including Toronto clients who need clear help.

Responsibilities After GST/HST Registration

After you register for HST in Canada, you have some new responsibilities. You need to know when to charge GST/HST, how to file your returns, how to claim input tax credits, and how to stay compliant. The CRA sets rules for GST/HST registration requirements Canada. Following these helps your business run smooth.

When to Start Charging GST/HST to Customers

You start charging GST or HST from your registration date. This date depends on when you pass the $30,000 HST registration threshold Canada or if you sign up earlier by choice. Your start date could be:

• The day of the sale that takes you over $30,000 in taxable supplies in a single calendar quarter.
• The first day of the second month after the calendar quarter in which your last 4 straight calendar quarters total more than $30,000.
• A voluntary start date if you register before hitting the limit.

Don’t charge tax before this date—that might cause problems. But if you don’t charge tax after this date, you might owe money and get penalties.¹

Filing Obligations and Tax Remittance Requirements

Once you register under GST/HST registration requirements Canada, you must file tax returns regularly. These returns show the taxes you collected and what you owe.

Here’s what matters:

• How often you file depends on your sales: once a year (up to $1.5 million), every quarter ($1.5 million–$6 million), or monthly (above $6 million).
• Returns show sales with GST/HST and input tax credits you can claim.
• You pay taxes one month after each monthly or quarterly reporting period ends, or three months after the year-end for most annual filers.

Missing deadlines leads to interest and penalties.² Keep track of your filing dates so you don’t miss them.

Claiming Input Tax Credits and Managing Cash Flow

If registered, businesses can get back some GST/HST they paid through input tax credits (ITCs). ITCs lower the tax amount you owe by covering eligible business expenses.

Key points:

• Save all receipts with supplier numbers.
• Claim ITCs only for things used in your business; exempt items don’t count.
• Claiming ITCs on time helps cash flow but needs careful record keeping.³

Some people register early just to claim ITCs even if sales are low. Talking with a CPA helps decide what’s right for you.

Maintaining Compliance and Avoiding Late Registration Penalties

You must register within 29 days after crossing the threshold or starting certain services like taxis or digital sales.

If you delay:

• You may owe taxes for past sales without charging customers.
• Interest and penalties can apply on tax you should have collected; Excise Tax Act section 240 sets the duty to register.⁴

Good records help spot when thresholds are passed. If unsure about timing or types of sales, ask an expert early.

Understanding GST/HST Numbers and Business Numbers

Every registered business gets a unique Business Number (BN). Your GST/HST number is part of this BN under Canadian GST/HST registration requirements.

Structure and Reading of GST/HST Number

The usual format is: 123456789 RT0001

Part	Meaning
123456789	Your unique nine-digit BN
RT	Program code for GST/HST
0001	Account reference number

This makes it easy to identify your accounts at CRA.⁵

Difference Between GST/HST Number and Business Number (BN)

The BN covers many program accounts like payroll or income tax besides GST/HST registrations.

Identifier	What It Does
Business Number	ID for all federal accounts
GST/HST Number	Account inside BN just for GST/HST

Knowing this helps when dealing with CRA on HST vs other taxes.⁶

Open Corporation offers help with these steps. We guide Toronto businesses in Ontario and across Canada so they understand what comes next after registering for HST.

HST Rates and Provincial Variations

Explanation of GST Federal Rate and Participating Provinces’ HST Rates

The federal GST rate in Canada is 5%. Some provinces mix their provincial sales tax with the GST to make the HST. In 2026, here are the HST rates: Ontario has 13%, Nova Scotia has 14%, and New Brunswick, Newfoundland and Labrador, and Prince Edward Island all have 15%. Businesses need to know these rates for HST registration Canada. You must register if your taxable supplies go over $30,000 in four straight quarters or even one quarter.

Sales Tax Collection Based on Customer Location (Place-of-Supply Rules)

Businesses collect GST or HST depending on where their customers are. This is called the place-of-supply rule. If you sell to a customer in an HST province, use that province’s HST rate. If your customer lives outside those provinces, only charge federal GST or local provincial sales tax if it applies. This rule helps you decide when to register for HST because you might owe different rates for different places.

Impact of the 2026 GST/HST Rates Update on Businesses

In 2026, the small supplier threshold stayed at $30,000. Filing rules also stay the same: file annually if you make less than $1.5 million; quarterly if you make between $1.5 million and $6 million; monthly if more than $6 million. The Quick Method remittance rates follow CRA rules too. These rules matter for GST/HST registration requirements Canada, especially if your business is growing or changing how often it files.

GST/HST Application on Imports, Exports, and Zero-Rated Supplies

When goods come into Canada, usually GST/HST applies based on where they go unless a rule says otherwise. Exports are taxed at zero percent — that means no tax charged but these sales count when checking your $30,000 limit. Zero-rated supplies let you claim input tax credits but you don’t charge tax to buyers. This info helps figure your HST registration threshold Canada.

Special Rules and Considerations

Taxi and Ride-Sharing Driver Registration Rules

Taxi drivers and ride-share folks must register for GST/HST no matter how much money they make. A special law says they can’t use the small supplier exemption even if they earn less than $30,000. So they have to follow rules on when to register for HST as soon as they start working in Ontario or other provinces.

Filing-Frequency Thresholds and Quick Method Remittance Rates

How often you file depends on how much taxable supplies you have yearly:

• Under $1,500,000: file once a year
• Between $1,500,000 and $6 million: file every quarter
• Over $6 million: file monthly

Some registrants with annual taxable supplies of $400,000 or less can use the Quick Method with preset remittance rates that differ by province—like Ontario’s Quick Method rate (check current numbers). This method makes filing easier but be sure you qualify under the $400,000 limit before using it.

Voluntary Registration Backdating Limits and Conditions

If you register voluntarily, CRA may let you backdate your start date up to 30 days before applying. This can help get input tax credits from early expenses. But:

• You can’t backdate before your first sale.
• Once backdated, you must charge tax from that earlier date.
• A CPA should check this carefully because wrong timing causes trouble tied to GST/HST registration requirements Canada.

Associated Persons and Their Effect on Registration Thresholds

When figuring out if you passed the $30,000 small supplier limit, include taxable supplies from associated persons too—businesses connected by ownership or control.[9] Forgetting these could mean missing mandatory registration deadlines under Canadian law.[10] Talk with a CPA about how this affects your HST registration threshold duties.

Common Challenges and How to Avoid Them

Registering for HST in Canada can be tricky. Many businesses don’t know exactly when to register or what GST/HST registration requirements Canada has. One big problem is tracking sales correctly to see if you passed the $30,000 small supplier threshold. Missing this causes late registration fines.

Another mix-up happens with which sales count. Taxable and zero-rated supplies count, but exempt ones don’t. Some businesses forget to add taxable sales from worldwide sources or related persons, which changes their duty.

To avoid trouble:

• Keep clear records of all sales every quarter.
• Check your taxable revenues often.
• Talk to a CPA early if your business grows fast or has many deals.

Open Corporation for $35 helps with free talks to clear these rules before issues start.

Consequences of Missing the Registration Threshold or Late Registration

If you don’t register soon after passing the HST registration threshold Canada, you face problems. You have to charge HST from the right date, even if you signed up late. This means paying tax on past sales where you didn’t collect it.

CRA can charge interest on taxes you didn’t pay and ask you to file old returns. Penalties might come too, but they depend on the situation; voluntary disclosure may help sometimes but isn’t a sure fix.

Also, input tax credits get delayed since you can only claim them after registering under GST/HST registration requirements Canada.

Businesses should watch sales closely and register within 29 days after hitting $30,000 in taxable revenue over one calendar quarter or four quarters in a row.

Handling Re-Openings of Closed GST/HST Accounts

If your GST/HST account closed but you start business again needing registration, reopening it needs steps under GST/HST registration requirements Canada.

You must reapply via Business Registration Online (BRO) or call CRA directly. The effective date depends on when your new taxable activities start compared to your application date.

Remember, any old unpaid amounts stay due unless worked out with CRA officers. Open Corporation for $35 helps clients reopen accounts smoothly and apply the right dates following rules now.

Restrictions Related to Temporary SINs and Registration Using BRO

Using a temporary Social Insurance Number (SIN) can cause trouble when registering via Business Registration Online (BRO). The system needs real ID numbers linked correctly with federal records per GST/HST registration requirements Canada.

Temporary SIN users might wait longer or get asked for extra papers during setup because BRO checks info automatically with government data.

People with temporary SINs should have proof ready and think about help from CPAs who know these limits well.

Tips for Small Suppliers and Self-Employed Individuals

Small suppliers close to the $30,000 HST registration threshold Canada wonder if they should register early before reaching it. Voluntary registration lets you claim input tax credits on start-up costs but means filing returns right away—even if not charging HST yet depending on supply type checked by a CPA.

Self-employed people should:

• Watch quarterly revenues carefully.
• Ask about whether to register early or only when needed based on customers — businesses or consumers.
• Know that once registered, regular filings are required no matter income changes later.

Talk to a skilled accountant like those at Open Corporation for $35 before choosing when is best to sign up.

Practical Support Tools for GST/HST Management

Handling GST/HST duties gets easier using tools made around the newest 2026 thresholds including tracking small supplier status across provinces with HST rate shifts [Finance Canada].

Tools like bookkeeping software linked with CRA features help watch taxable sales each quarter against legal limits set by Canadian Excise Tax Act rules today [CRA Guides RC4022].

Some useful tools are:

Tool Type	Purpose
Sales Tracking Software	Checks quarterly/four-quarter totals
Filing Reminder Systems	Sends alerts about return deadlines
Input Tax Credit Logs	Keeps track of allowed expenses after registration

These systems lower risks of missing deadlines or wrong tax amounts while helping stay within rules as your business grows.

Sharad Gondaliya, CPA (Canada & USA), has over 10 years helping Canadian business owners manage their taxes.

Summary of Key Points on HST Registration in Canada

You must register for HST in Canada when your taxable sales go over $30,000. This limit is called the small supplier threshold. You check this amount over one calendar quarter or over four quarters in a row. When you meet this, you must follow GST/HST registration requirements Canada has set. The CRA says you include sales from people connected to you. After registering, you need to charge HST from the date it starts and send tax returns on time.

• Register if sales exceed $30,000 in one quarter or four consecutive quarters
• Count worldwide taxable supplies and related persons’ sales
• Charge HST from your registration effective date
• File regular returns as required by CRA

Encouragement to Register Timely for Compliance and Financial Benefits

It’s smart to register as soon as you cross the HST registration threshold Canada sets. This keeps you following the law and stops fines for late registration or missed taxes. You can also register early on purpose. This lets you get back input tax credits for start-up costs. Those credits help your cash flow a lot. Knowing when to register for HST helps you meet GST/HST registration requirements Canada expects without any surprises.

• Avoid penalties by registering quickly after crossing the threshold
• Voluntary early registration lets you claim input tax credits
• Helps with cash flow by recovering expenses
• Keeps your business within legal tax rules

Contact Information and Next Steps for GST/HST Registration

If you want help with HST registration Canada, contact Open Corporation for $35. They are part of Gondaliya CPA and help businesses all over Ontario and Canada online. You can call 647-212-9559 or email info@gondaliyacpa.ca. They offer a free CPA talk to guide you through GST/HST account setup based on your business needs.

• Affordable $35 incorporation, with GST/HST account registration available as a separate service
• Phone: 647-212-9559
• Email: info@gondaliyacpa.ca
• Free consultation with a CPA

Legal Disclaimer Regarding Tax Advice and Encouragement to Consult Professionals

GST/HST registration requirements Canada change based on details only a pro can fully know. This info here is general and not legal or tax advice for anyone’s specific case. We tell you to speak with a licensed CPA before signing up or charging tax. They check contracts, prices, what you sell, and supply rules that matter for your situation.

• Rules vary per business facts—get expert advice!
• This is general info, not legal advice
• Talk to a CPA before making tax decisions

Links to Related Articles on Canadian Tax Compliance and Business Registration

Learn more about taxes and business rules in Canada here:

• Ontario Incorporation Services
• Corporate Annual Filing Requirements
• Understanding Small Supplier Rules in Canada (CRA)
• GST/HST Input Tax Credits Explained (CRA)

Feel free to reach out if you want help with these topics or need guidance about the HST registration threshold Canada updates each year.

— Sharad Gondaliya, CPA (Canada & USA), has over 10 years helping many Canadian business owners.

Reviewed by Sharad Gondaliya, CPA (Canada & USA).

Open Corporation for $35 works under Gondaliya CPA Professional Corporation — an Ontario CPA firm serving clients across Canada.

Frequently Asked Questions (FAQs) on HST Registration Canada

Additional Important Points on HST Registration and Compliance

• Associated Persons Sales: Include sales from related businesses when calculating your small supplier threshold under Excise Tax Act s. 148.
• Place-of-Supply Rules: Charge tax based on where your customer receives goods or services, affecting your HST collection duties.
• Filing Frequency Management: Monitor revenue levels yearly to adjust your GST/HST return schedule as per CRA guidelines.
• Input Tax Credits (ITCs): Claim ITCs only on eligible business expenses with valid invoices from registered suppliers.
• Self-Employed vs Corporation vs Partnership: Registration rules apply similarly, but filing obligations vary by business structure.
• GST/HST Registration and Filing Cost: Open Corporation for $35 registers GST/HST accounts as part of its CRA Business Number and Account Registration service, quoted before any work starts.
• DIY vs Tax Software vs CPA Tradeoffs: DIY saves cost but risks errors; software aids accuracy; CPA provides expert guidance and compliance assurance.
• Effective Date Memo: Your registration effective date determines when you start charging HST and filing returns; missing deadlines causes penalties.
• Threshold Test Worksheet: Use worksheets to track quarterly sales against thresholds ensuring timely registration decisions.
• Invoice & Filing Review: Regularly review your invoices and filings to confirm correct HST amounts are charged and reported.
• First Return Filing: Submit your first GST/HST return by the due date following your chosen filing frequency after registration.
• Risks, Compliance Issues, Prevention Controls: Avoid late registration penalties by monitoring sales carefully and maintaining clear records.
• What to Prepare Before Registering: Gather business info like legal name, SIN/BN, fiscal year end, revenue estimates, and product details ahead of time.
• 10 Industries GST/HST Registration Differences: Certain sectors like taxis or real estate have specific rules affecting their registration timing and reporting.
• Realistic Numeric Walkthrough: Calculate example revenues across quarters to see when you hit thresholds needing mandatory registration.
• Choosing a CPA for GST/HST Registration & Filing: A good CPA ensures accurate registrations, proper filing frequency selection, and optimal tax credits usage.
• Trust in Open Corporation for $35: We provide clear guidance at an affordable price with expert support throughout your GST/HST compliance journey.

Feel free to contact Open Corporation for $35 for expert help with all aspects of your HST registration in Canada.

• Small supplier threshold: $30,000 in one calendar quarter or four straight quarters
• Public service bodies: $50,000
• Registration deadline: 29 days after crossing the threshold
• Taxi and ride-sharing: Register from the first fare
• Voluntary backdating: Generally up to 30 days
• GST rate: 5%
• HST rates: 13% Ontario, 14% Nova Scotia, 15% New Brunswick, Newfoundland and Labrador and Prince Edward Island
• Quick Method limit: $400,000 in annual taxable supplies
• Filing frequency: Annual up to $1,500,000, quarterly up to $6,000,000, monthly above
• ITC invoice detail: Supplier’s GST/HST number needed on purchases of $100 or more

• For: New businesses tracking their sales, owners close to $30,000, anyone whose customers are mostly GST/HST-registered businesses, and taxi or ride-sharing drivers.
• Not For: Businesses that only make exempt supplies, such as most residential rent or certain health services, which do not register for those sales.

GST/HST Registration Readiness Check

This quick self-check flags what to work through before you register. Please answer the six questions below.

What to Send Us

Send us your taxable sales for each of the last four calendar quarters, the sales of any business you own or control, the provinces your customers are in, and whether they are mostly businesses or consumers. That is enough for us to tell you whether you must register, from what date, and whether registering early makes sense. Please start on our incorporation form or see every fee on our pricing page.

Published: November 4, 2026  ·  Last updated: November 4, 2026

Editorial policy: Our content is prepared by our team and reviewed by Sharad Gondaliya, CPA, and we update it as GST/HST thresholds, rates and CRA administrative policy change.

Disclaimer: This article is educational information only and is not tax, legal, or financial advice. Your registration date depends on your own sales history and business facts. Please consult a CPA before acting.

Open Corporation for $35 is a department of Gondaliya CPA.

Parent firm Gondaliya CPA Professional Corporation, CPA Ontario firm registration 61330051. Xero Partner Award Winner 2026. 1300+ five-star Google reviews. 30-day money-back guarantee and 60-day fee-matching policy. Phone 647-212-9559, email info@gondaliyacpa.ca, open 9:00 AM to 8:30 PM Monday to Sunday. Payment by Interac e-Transfer to info@gondaliyacpa.ca only, security question “Not Applicable” as auto-deposit is enabled. Card is also accepted.